The Journal of Modern Research on Administrative Law

The Journal of Modern Research on Administrative Law

Legal solutions for the structural reform of the banking system with the aim of preventing corruption

Document Type : Original Article

Authors
1 Doctoral student of Public Law, Faculty of Humanities, Qom Branch, Islamic Azad University, Qom, Iran.
2 Assistant Professor, Department of Political Studies of Iran, Faculty of Political Sciences, Imam Bagheral Uloom University (AS), Tehran, Iran (corresponding author).
3 Department of Public Law - Faculty of Law and Political Sciences - Islamic Azad University of Qom - Iran
10.22034/mral.2024.2018264.1557
Abstract
Among other things, banks are considered important sectors in the country's economy, which, as financial and service institutions, play the role of determinants in the circulation of society's money. In this research, which has been carried out with a descriptive-analytical method, the legal solutions for the structural reform of the banking system with the aim of preventing administrative corruption have been analyzed and investigated. The results of the research show that the creation of a customer validation structure and the development of electronic banking are among the solutions for the structural reform of the banking system with the aim of preventing administrative corruption. It can also be concluded that the more the national institutions and the legal system encourage competition and private ownership and can evolve according to the constantly changing needs of the national economy, the better the performance of the banking system will be. In addition, the less the restrictive regulations on the entry and activities of the banking system, and on the other hand, the regulations related to internal supervision and controls such as: information clarification, storage standards, capital adequacy, effective management of the company, and its control and supervision by If the private sector is more accurate, the efficiency of the banking system will also increase, and the probability of a crisis will be less.
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Volume 7, Issue 23
seventh year, 23th issue, ّsummer 2025
Summer 2025
Pages 255-279

  • Receive Date 19 December 2023
  • Revise Date 16 March 2024
  • Accept Date 26 March 2024